{Review} Virtual Piggy: A Safe Way for Kids to Spend, Save, and Give Online

I started getting an allowance when I started junior high, which is probably late by most standards. But it’s not like I had anything to spend it on since I was not allowed to LEAVE THE HOUSE except for school and piano lessons until then…

Any money received as gifts was hoarded away in a college fund, and everything I ever needed/wanted was given to me… or not. It was really up to my parents’ discretion or temperament at that very moment.

So when I started getting my weekly allowance in 7th grade, there had not been any talks prior to that point about managing money. Budgets. Planning ahead. Saving wisely. I suppose this was all something that I was expected to learn on my own, and I did… barely eventually. However, I’m still not very good at it.

So naturally, I want to  do a better job of sending my kids into the world with a firm understanding of how to earn, spend, save, and give wisely. The trouble is… HOW? Where to begin?

I found the answer with Virtual Piggy.

To get more information, visit Virtual Piggy.

Follow them on Twitter (@FollowPiggy), Facebook, Pinterest, and YouTube.

For an in-depth look at how Virtual Piggy can work for you, check out these videos as well:

(A tour of the Parents’ Dashboard)
(A tour of the Children’s Dashboard)
Disclosure: I am Principal and Co-Founder of Splash Creative Media. Virtual Piggy is a client, so I am being compensated for this review. However, the thoughts and opinions shared are my own.

Rethinking Cell Phones in the Face of School Emergencies


If you had asked me a week ago if I plan to get my first grader a mobile phone this Christmas, I would have laughed. In fact, I think I did when my tech-savvy six-year-old sheepishly tried to slip one on his Christmas wish lists. Following the tragic school shooting last Friday and far too many others leading up to it, I may be willing to reconsider my stance.

I’m not the only one.

Technology has dramatically changed the way schools and organizations handle emergency plans. Remember calling trees? Yeah, no one else does either. We don’t need them. Schools can instantly send alerts via social media, email, and/or text to all of the parents at the same time. Once 911 is dialed from a school, a reverse 911 call can be sent to families informing them of the incident. Parents can jump into action right away, but why not empower their kids to mobilize or call for help, as well? It’s worth considering.

Cell phone usage among elementary kids has been on the rise recently. Cell phones are already commonplace among tweens and teens. Middle school seems to be the clear cut-off point for first phone-dom. However, children just starting school are not far behind. A YouthBeat survey from earlier this year reported that 13% children between the ages 6 and 10 already have their own phones.

Another study showed that 20 percent of third-graders have their own mobile device. By fifth grade, this number climbs to 39 percent. Clearly,  it’s not uncommon for elementary school students to have cell phones of their own. So perhaps it should be part of the wider dialogue on what can be done in an emergency.

Many schools allow middle school and high school students to carry cell phones with them in school, but have policies in place regarding their use. Ringers off during class, no texting or cheating, emergencies only, etc. As districts around the country reassess and update their security protocols over the coming weeks, I imagine the same allowances will be made for elementary students as well.

It make sense to support cell phones usage among kids as a safety measure. Children are savvy enough to use a smartphone before they can tie their shoes, which means they can be taught how to dial their parents for help or call 911 in an emergency. Likewise, parents can track their kids’ whereabouts with the GPS functionality and  monitor who else they text or call.

Mobile carriers and app developers have wised up to this trend and have begun offering services such as such as Safely Family Locator (available through AT&T, Sprint, and T-Mobile) and Drive Safe (available through Sprint). Of course, there’s also Safely Go (free in the Google Play Store), which limits distractions when you should be focused driving, studying, or spending time with your family.

The same YouthBeat study cited above also revealed that 35% of kids 6-10 years old with phones were able to access apps and 46% had full web access. This is worrisome, but not impossible to deal with…

My advice is to disable online access until safety, privacy, and rules are set in place, or until you feel your kids are responsible enough to handle being online on their own. Even then, you can closely monitor their online activity, set time and access limits, and see who they are calling/texting with  Safely Phone Controls (available through Sprint).

Other helpful resources for setting boundaries and guidelines for technology are AT&T Mobile Safety, which features age-appropriate tips, and Common Sense Media which has advice sections on all things digital specific to educators and parents.

Disclosure: This post is sponsored by Location Labs, the makers of Safely apps for families and publishers of “Safely Times” a monthly newsletter offering tips and resources for parenting in a digital age”. I was compensated for this post. All of the thoughts and opinions are my own. 

 

{Monday Morning Status} How to Discuss Sandy Hook with Your Kids (or Not)

If you have decided to talk to your kids about the school shootings in Newtown, Connecticut, chances are your already have. I, for one, have decided to shield my children from this horrific news in every way possible. They are already under enough stress and anxiety over our upcoming move and around school that there is absolutely no [...]

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December 17, 2012: Thank a Teacher Day

There’s a quote from Mr. Rogers making its way around since the wake of Friday’s horrible school shooting in Newtown, Connecticut: ”Look for the helpers.” When I was a boy and I would see scary things in the news, my mother would say to me, “Look for the helpers. You will always find people who are helping.” [...]

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All I Want for Christmas is a Army of Elves to Pack Us Up and For It To Be December 21st. Is That So Hard?

Every hour that I don’t get a call from the assistant school principal so that we can have yet another awkward conversation about what my son has done today (as opposed to yesterday or the day before or the day before that…), I reward myself with a little piece of chocolate. Man, am I pissed [...]

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